/* Variables */
:root {
  --hxt-primary:#0A1F5B;
  --hxt-secondary:#83C0EC;
  --hxt-accent:#FF9900;
  --hxt-text:#3C3C3C;
  --hxt-bg:#F7F9FC;
  --hxt-white:#FFFFFF;
  --hxt-radius:18px;
  --hxt-shadow:0 10px 24px rgba(0,0,0,.08);
}

/* Reset */
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Vazirmatn',sans-serif;
  background:var(--hxt-bg);
  color:var(--hxt-text);
  line-height:1.9;
}

/* Container */
.hommex-terms-container{max-width:1100px;margin:0 auto;padding:0 16px}

/* Hero */
.hommex-terms-hero{position:relative}
.hommex-terms-hero-image{
  height:48vh; min-height:360px;
  border-radius:0 0 var(--hxt-radius) var(--hxt-radius);
  overflow:hidden;
}
.hommex-terms-hero-image img{width:100%;height:100%;object-fit:cover;display:block}
.hommex-terms-hero-overlay{
  position:absolute; inset:0;
  display:flex; align-items:flex-end; justify-content:center;
  background:linear-gradient(180deg, rgba(10,31,91,.2) 0%, rgba(10,31,91,.65) 80%);
  padding:24px;
}
.hommex-terms-hero-title{
  color:var(--hxt-white);
  font-size:1.6rem; font-weight:700; display:flex; align-items:center; gap:10px;
}
.hommex-terms-hero-subtitle{
  color:#EAF4FF; margin-top:6px; font-size:1rem;
}
.hommex-terms-btn{
  margin-top:14px; display:inline-flex; align-items:center; gap:8px;
  background:var(--hxt-accent); color:#212121; text-decoration:none;
  padding:10px 14px; border-radius:calc(var(--hxt-radius) - 6px);
  box-shadow:var(--hxt-shadow); font-weight:600;
  transition:transform .2s ease, box-shadow .2s ease;
}
.hommex-terms-btn:hover{transform:translateY(-2px); box-shadow:0 12px 28px rgba(0,0,0,.12)}

/* Sections */
.hommex-terms-section{padding:28px 0}
.hommex-terms-card{
  background:var(--hxt-white); border-radius:var(--hxt-radius);
  box-shadow:var(--hxt-shadow); padding:18px;
}
.hommex-terms-card + .hommex-terms-card{margin-top:16px}
.hommex-terms-card-header{display:flex; align-items:center; gap:10px; margin-bottom:8px}
.hommex-terms-card-header i{color:var(--hxt-primary); font-size:22px}
.hommex-terms-card h2,.hommex-terms-card h3{color:var(--hxt-primary); font-weight:700}
.hommex-terms-card h2{font-size:1.25rem}
.hommex-terms-card h3{font-size:1.15rem}
.hommex-terms-card p{margin-top:6px; font-size:0.98rem}

/* List */
.hommex-terms-list{list-style:none; margin-top:10px}
.hommex-terms-list li{
  display:flex; align-items:center; gap:8px; padding:8px 0;
  border-bottom:1px dashed #e9eef6;
}
.hommex-terms-list li:last-child{border-bottom:none}
.hommex-terms-list i{color:var(--hxt-accent)}

/* Grid of policies */
.hommex-terms-grid{display:grid; gap:16px; margin-top:8px}
.hommex-terms-grid .hommex-terms-card{padding:18px}

/* CTA mixed layout */
.hommex-terms-cta-wrap{display:grid; gap:16px}
.hommex-terms-cta-image{
  border-radius:var(--hxt-radius); overflow:hidden; box-shadow:var(--hxt-shadow)
}
.hommex-terms-cta-image img{width:100%; display:block; object-fit:cover}
.hommex-terms-cta{display:flex; flex-direction:column; gap:12px}

/* Notice box */
.hommex-terms-notice p{font-size:0.95rem}

/* Fade animation */
.hommex-terms-fade{opacity:0; transform:translateY(28px); transition:opacity .6s ease, transform .6s ease}
.hommex-terms-fade.hommex-terms-show{opacity:1; transform:none}

/* Responsive – from mobile up */
@media (min-width:576px){
  .hommex-terms-hero-title{font-size:1.8rem}
  .hommex-terms-hero-subtitle{font-size:1.05rem}
}
@media (min-width:768px){
  .hommex-terms-hero-image{height:56vh}
  .hommex-terms-grid{grid-template-columns:repeat(2,1fr)}
  .hommex-terms-cta-wrap{grid-template-columns:1.1fr .9fr; align-items:center}
  .hommex-terms-card{padding:22px}
}
@media (min-width:992px){
  .hommex-terms-hero-title{font-size:2rem}
  .hommex-terms-card h2{font-size:1.35rem}
  .hommex-terms-card h3{font-size:1.25rem}
  .hommex-terms-grid{grid-template-columns:repeat(3,1fr)}
}