/* =========================
   Root Variables
========================= */
:root {
  --hxt-primary: #0A1F5B;
  --hxt-secondary: #83C0EC;
  --hxt-accent: #FF9900;
  --hxt-text: #3C3C3C;
  --hxt-bg: #F7F9FC;
  --hxt-white: #FFFFFF;

  --hxt-radius: 18px;
  --hxt-shadow: 0 10px 24px rgba(0,0,0,.08);
}

/* =========================
   Reset & Base
========================= */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html { scroll-behavior: smooth; }

body {
  background: var(--hxt-bg);
  color: var(--hxt-text);
  line-height: 1.9;
}

/* =========================
   Layout
========================= */
.hommex-terms-container {
  max-width: 1100px;
  margin-inline: auto;
  padding-inline: 16px;
}

/* =========================
   Hero Section
========================= */
.hommex-terms-hero {
  position: relative;
}

.hommex-terms-hero-image {
  height: clamp(360px, 50vh, 56vh);
  border-radius: 0 0 var(--hxt-radius) var(--hxt-radius);
  overflow: hidden;
}

.hommex-terms-hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 0 0 var(--hxt-radius) var(--hxt-radius);
  display: block;
}

.hommex-terms-hero-overlay {
  position: absolute;
  border-radius: 0 0 var(--hxt-radius) var(--hxt-radius);
  inset: 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  padding: 24px;
  background: linear-gradient(
    180deg,
    rgba(10,31,91,.2) 0%,
    rgba(10,31,91,.65) 80%
  );
  color: #EAF4FF;
}

.hommex-terms-hero-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--hxt-white);
  font-size: clamp(1.6rem, 2.5vw, 2rem);
}

.hommex-terms-hero-subtitle {
  margin-top: 6px;
  font-size: clamp(1rem, 1.5vw, 1.05rem);
}

.hommex-terms-btn {
  margin-top: 14px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  background: var(--hxt-accent);
  color: #212121;
  text-decoration: none;
  font-weight: 600;
  border-radius: calc(var(--hxt-radius) - 6px);
  box-shadow: var(--hxt-shadow);
  transition: transform .2s ease, box-shadow .2s ease;
}

.hommex-terms-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0,0,0,.12);
}

/* =========================
   Sections & Cards
========================= */
.hommex-terms-section {
  padding-block: 28px;
}

.hommex-terms-card {
  background: var(--hxt-white);
  border-radius: var(--hxt-radius);
  box-shadow: var(--hxt-shadow);
  padding: clamp(18px, 2.5vw, 22px);
}

.hommex-terms-card + .hommex-terms-card {
  margin-top: 16px;
}

.hommex-terms-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}

.hommex-terms-card-header i {
  font-size: 22px;
  color: var(--hxt-primary);
}

.hommex-terms-card h2,
.hommex-terms-card h3 {
  color: var(--hxt-primary);
  font-weight: 700;
}

.hommex-terms-card h2 {
  font-size: clamp(1.25rem, 2vw, 1.35rem);
}

.hommex-terms-card h3 {
  font-size: clamp(1.15rem, 2vw, 1.25rem);
}

.hommex-terms-card p {
  margin-top: 6px;
  font-size: 0.98rem;
}

/* =========================
   List Style
========================= */
.hommex-terms-list {
  list-style: none;
  margin-top: 10px;
}

.hommex-terms-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  padding-block: 8px;
  border-bottom: 1px dashed #e9eef6;
}

.hommex-terms-list li:last-child {
  border-bottom: none;
}

.hommex-terms-list i {
  color: var(--hxt-accent);
}

/* =========================
   Grid Layouts
========================= */
.hommex-terms-grid {
  display: grid;
  gap: 16px;
  margin-top: 8px;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}

/* =========================
   CTA Section
========================= */
.hommex-terms-cta-wrap {
  display: grid;
  gap: 16px;
}

.hommex-terms-cta-image {
  border-radius: var(--hxt-radius);
  overflow: hidden;
  box-shadow: var(--hxt-shadow);
}

.hommex-terms-cta-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.hommex-terms-cta {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

/* =========================
   Notice
========================= */
.hommex-terms-notice p {
  font-size: 0.95rem;
}

/* =========================
   Fade Animation
========================= */
.hommex-terms-fade {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .6s ease, transform .6s ease;
}

.hommex-terms-fade.hommex-terms-show {
  opacity: 1;
  transform: none;
}

/* =========================
   Responsive Enhancements
========================= */
@media (min-width: 768px) {
  .hommex-terms-cta-wrap {
    grid-template-columns: 1.1fr .9fr;
    align-items: center;
  }
}